Let your startup grow

With the Rabo Pre-seed Fund Rabobank Utrecht, Utrecht Holdings and UtrechtInc help ambitious entrepreneurs with innovative ideas to get through the first steps of developing a product and building a company.

Get funded

How does it work?

For early stage high risk startups it is hard to get proper funding from investors or the bank. There where the market does not offer the solution for (complete) funding, the Rabo Pre-seed Fund can provide up to a €50,000 loan.

rabobank utrechtinc utrecht-holdings

For who?

  • You want funding for your startup (max. 5 years old).
  • You have an innovative business idea in climate, health or education.
  • You have the ambition to turn it into a fast growing business.
  • You have the competence in your team to make it all happen.
  • You will spend most the money on the development of your product or service.
  • You are with your company (or going to be) based in the Netherlands, region of Utrecht.

These are the terms

  • The pre-seed loan is a loan to your company (BV/VOF etc)
  • The interest rate is 8% per year if you invest an amount of 20% of the total pre-seed loan from your own funds.
    If not, the interest rate is 12,5%
  • Maximum 2 years after the start of the loan you will start with repayments
  • Repayments are made in a 3 year scheme of monthly payment
  • Faster repayment is possible without extra costs
  • You will inform the Rabo Pre-Seed Fund about the progress and financial status of your company

How do you apply?

  1. Fill in the application form.

  2. We contact you for a first selection by (telephone) intake.

  3. Pitch for a committee of experienced entrepreneurs, investors and innovation experts.

  4. After a positive advice of the committee, we sign the contract and the money will be transferred to your account.

  5. You and your team build a beautiful fast growing business.

Since 2006, we have funded
€2.900.000 to 81 startups.

Meet 3 of them


AQTIS Medical

Develops, produces and sells innovative medical supplies and equipment for aesthetic surgery and dermatology. AQTIS Medical is acquired (€ 47M) by Sinclair Is Pharma in 2014.



Trade and marketing platform connecting floriculture business wordwide.



Affordable and user-friendly assembly systems for solar panels on flat roofs. In 3 years SUNBEAM has executed 600 projects for 80 different clients in the Netherlands and abroad.

Apply now

and get through the first steps of developing a product and building a company


Applications deadline UtrechtInc Startup Program: Feb 27

You have an innovative business idea and the ambition to start your own company. At UtrechtInc you will develop your IT startup with a targeted approach including time, resources and money! The support UtrechInc offers starts within the Pressure Cooker and Science Venture. In March 2017 we start these acceleration programs with selected startups. During 4 months you work towards a scalable… Read more

Meet UtrechtInc: 26 Jan

Meet UtrechtInc: 26 Jan

UtrechtInc supports entrepreneurs and scientists to start successful companies based on research or a great idea. Are you looking for financing, office space, other entrepreneurs, customers or advice? Curious what UtrechtInc… Read more

Are you next?

Are you next?

Recently the Rabo Pre-seed Fund provided loans to the following companies: Sustanalyze, Senfal, PickThisUp, StuComm, Test Tool Factory, Trunkrs, Fritts The following moment you can pitch for € 50.000 is… Read more

UtrechtInc #11 best in the world

UtrechtInc #11 best in the world

UtrechtInc secures number 11 spot in global top 25 of the University Business Incubator (UBI) Index 2015. The Utrecht-based incubator is proud. ‘’It is actually startup innovations that offer solutions to the… Read more